Bob National Care Planning Care Council

Senior Debt Relief, Bill-Paying Help, and Tax Counseling for Older Adults

Protect your income. Reduce stress. Get trusted help today.

What We Offer

Older legal advisor smiling

1. Debt Relief Legal Services for Seniors

  • Protect your income: We inform creditors that Social Security, SSI, VA benefits, and many pensions are protected by law.
  • Stop harassment: We help end illegal collector calls and letters under federal and state laws.
  • Lower stress: We speak with creditors and collection agencies on your behalf.
  • Options guidance: Explore hardship programs, payment plans, or whether you may safely stop paying certain unsecured debts.
  • Clear records: Receive letters and documentation you can keep and share with family.
    Important: Services are provided by licensed attorneys and accredited counselors in your state. Not all debts are dischargeable; results vary by case.

2. Bill-Paying and Daily Money Management Services

  • Organize mail and bills, set up autopay, and pay on time
  • Balance checkbooks and reconcile bank and credit card statements
  • Spot unusual charges and help reduce late fees
  • Provide monthly summaries you can share with family, your CPA, or financial advisor Offer in-home or secure virtual support
    These services do not replace CPAs, banks, financial planners, or attorneys; they help you manage daily tasks and keep good records for your professionals.
Young women coordinating with the older women
Lawyers advising the older man

3. Tax Services for Older Adults

  • Tax counseling designed for seniors, including guidance on Social Security benefits, retirement distributions, and common deductions
  • Connection to IRS-supported programs (like TCE/VITA) when eligible
  • Preparation, review, and filing options with clear, upfront pricing

How It Works

Free Phone Assessment & Plan

A quick 10-minute call to understand your needs and create a clear, personalized plan.

Provider Match

We connect you with vetted local providers who are the best fit for your care and lifestyle.

Ongoing Support

Enjoy peace of mind with continuous support and regular check-ins—so you are never on your own.

Why Choose Us

  • Senior-first: We use plain language and respectful, patient support
  • Vetted providers: Background-checked, licensed, and insured where required
  • Privacy and security: HIPAA-like privacy practices for sensitive data; bank-level encryption on digital tools
  • No-pressure approach: You decide what to do and when
Call now (800) 989-8137 or click “Find Care Near Me” to get matched with options today.

Frequently Asked Questions

Can collectors take my Social Security?
In most cases, Social Security and SSI are protected from collection. We help notify creditors and stop unlawful attempts to collect protected income.
Will you replace my CPA, financial planner, or attorney?
No. Bill-paying services support daily tasks and prepare records. Your CPA, planner, or attorney still handles professional advice, taxes, and legal issues.
I’m overwhelmed by calls and letters. What happens first?
We start with a quick assessment, then send notices to collectors and creditors, and set up a plan to reduce stress and protect your rights.
Do you come to my home?
Yes, if available in your area. We also offer secure virtual support for convenience.
Is there a contract?
Most services are month-to-month. You can pause or cancel anytime with notice.
What will I need for the first call?
Recent bills, bank statements, benefit letters, and a list of creditors. If you do not have them handy, we will help you gather what you need.
Do you help caregivers?
Yes. With permission, we include caregivers in calls and provide monthly summaries to keep everyone informed.

Find Eldercare Services in Your Area