Life Resource Planning for Seniors: Prepare for Long-Term Care with Confidence
Aging brings change—and planning ahead brings peace of mind. Life Resource Planning helps you and your family understand care options, control costs, and stay independent as long as possible.
What Is Long-Term Care?
Long-term care includes daily help and supportive medical, personal, and social services for people who are aging or living with a chronic condition. You might need care because of dementia, stroke, injury, illness, frailty, or depression. About 3 in 5 people will need some form of long-term care in their lifetime.
Why Plan Now?
Protect independence: Make choices before a crisis limits your options.
Control costs: Avoid spending down savings without a strategy.
Reduce family stress: Prevent caregiver burnout and conflict.
Get the right care: Match your needs with the best support at the right time.
What Is a Life Resource Plan?
A Life Resource Plan is a personalized roadmap for care, money, and support in your later years. It brings together your:
Income: Social Security, pensions, annuities, and other income sources
Assets: Savings, home equity, insurance, and protections
Health: Diagnoses, medications, mobility, and safety needs
Support: Family, friends, community, and care providers
Shelter: Home modifications, in-home care, assisted living, memory care, or nursing home options
What You’ll Receive
A clear summary of your situation and goals
Step-by-step recommendations to optimize resources
Guidance on government programs and benefits you may qualify for (e.g., Medicaid, VA benefits)
Strategies to help preserve assets while securing needed care
A care pathway with options for staying at home or moving to supportive living
A family communication plan to reduce conflict and caregiver stress
Next steps with timelines and checklists
Outcomes You Can Expect
Identify government income and care support programs
Protect and preserve assets where possible
Facilitate favorable health and care outcomes
Maximize family and community support
Find the right living arrangements at the right time
How It Works
Free Phone Assessment & Plan
A quick 10-minute call to understand your needs and create a clear, personalized plan.
Provider Match
We connect you with vetted local providers who are the best fit for your care and lifestyle.
Ongoing Support
Enjoy peace of mind with continuous support and regular check-ins—so you are never on your own.
Who We Help
Seniors living at home who want to plan ahead
Families seeing early signs of memory or mobility changes
Caregivers facing burnout or complex decisions
Individuals after a hospital stay or new diagnosis
Veterans and spouses seeking benefits guidance
Frequently Asked Questions
What’s the difference between Life Resource Planning and estate planning?
Estate planning focuses on what happens to your assets after you pass away. Life Resource Planning focuses on how to use your resources for care, independence, and quality of life while you are living.
When should I start planning?
The best time is before a crisis—ideally in your 60s or when you notice early changes in health, mobility, or memory. It’s never too late to create a plan.
Does Medicare pay for long-term care?
Medicare may cover short-term skilled care after a hospital stay, but it does not pay for most long-term custodial care (help with daily activities). Planning helps you explore Medicaid, VA benefits, and other options.
Can my family be part of the planning process?
Yes. We encourage family participation to reduce confusion and support your wishes.
How much does planning cost?
The discovery call is free. We provide transparent pricing for plans and ongoing support before you commit.
Do you help with Medicaid or VA benefits?
We help you understand eligibility and options, and we can connect you with qualified resources for applications and legal guidance as needed.
How long does it take to get my plan?
Most plans are ready within 1–2 weeks after your assessment.
